The Advantages and Disadvantages of Discount Agents in Today's Market

Every single person on the planet wants to get asmarketing strategy will be basically identical, the
much as possible for their home when they sell. Anddifference lies in the service.
they don't want to pay too much in real estateWith a full service broker, you'll be able to talk to
commissions while they're at it. In recent years,your agent on a regular basis and they'll most likely
discount brokers have been advertising the fact thatbe responsive to changing conditions and will answer
they charge less and save people money. I'm goingany questions you might have. With a discount agent,
to tell you how they charge less and why it may oryou probably won't get much personal service. When
may not be the best thing for you.you call them, they may tell you to "make it quick"
First, lets talk about commissions. When you sign aand not have time to deal with your issues because
contract to list your home with a discount agent, youthey aren't setup to do that. Since the payoff when
agree to pay them a commission and they share thatthey sell a home is less than a full service agent, they
commission with any other agent in town who canspend most of their time trying to get new clients.
bring you a buyer. How much those discount agentThey don't have a lot of time to service their
share with another agent ranges from 2% to %4 inexisting clients.
most areas. Whether you go with a full service agentBut this isn't necessarily a bad thing if you're familiar
or a discount agent, you'll agree to pay anotherwith the home selling process and know how to
agent if they bring you a buyer.properly stage your home for showings, negotiate
So if you agree to pay 3% to another agent whocontracts, and handle all the closing details with
finds you a buyer, the agent listing your home getslenders and attorneys. If this something you're
anything on top of that. The only differencecomfortable with, then a discount broker would most
between full service and discount agents is howlikely be a good fit for you and you could save a little
much of what is left over they get at the closingmoney.
table. Discount agents will often take a flat fee atIf you see that you'd rather focus on moving to
closing or up front. Full service agents typically getyour new home and not all the details associated
their commission at closing. Their commission iswith real estate contracts, then you'll probably save
typically twice what the agent who finds the buyermoney and headaches going with a full service agent.
gets. In our example, the full service listing agent willMissing critical details on a contract or at key
get 3% also. This would bring your total commissionmoments in the process can often be extremely
to 6%. With a discount broker it would be 3% plus acostly for people who don't have experience selling a
flat fee or something like 4% or 5% totalhome.
commission.So there you go. I hope this helps when you're
With either a discount agent or a full service agent,deciding which agent to hire to handle the sale of
you'll typically get access to the MLS. Since theyour home!