Silver Exchange Traded Fund

Silver is a precious metal which as historically takenmoney to continue to own it.
second place to gold, but only to gold. It's valued forYou can also buy shares of stock in silver mining
many decorative uses, including jewelry and knickcompanies, but then you have the additional risk that
knacks of various kinds. It is useful for tooth fillings,the company is poorly run or simply has an inventory
photographic film and various industrial applications.of poor mines. They can lose money even as the
However, that tends to outweigh silver's emotionalprice of silver is rising.
connotation as a store of monetary value, much likeOn April 21, 2006 iShares launched its Silver Trust
gold. Until 1965, United States dimes, quarters,(NYSE:SLV) exchange traded fund. The fund owns a
half-dollars and dollars were 90% silver. However, thereserve of silver. If you buy shares of the ETF, you
price of silver got to the point where those coinshave ownership interest in those reserves -- all
were worth more for their silver content than for304,000,000 of them. It has over nine thousand
their face value.tonnes of silver in trust.
Silver's price really took off in the 1970s, along withThe fund's expense ratio is 0.5%.
gold and many other commodities. Its price rise wentAnyone considering investing in silver whether
along with gold's fast climb to $800.through SLV or some other way, should bear in mind
However, silver going from $11 or so an ounce inthat its price has fluctuated a lot over the years.
1979 to almost $50 an ounce was due to primarily toSometimes people say that there's a natural ratio of
manipulation of the market by the Hunt Brothers.the price of gold to the price of silver, and that when
They ultimately failed to corner the silver market,silver's price is below this ratio it's cheap compared to
and the price collapsed back to where it started.gold.
This hurt many people who bought silver on its wayHowever, there's probably no cosmic law dictating
up. This event occurred at the end of a decadethe relative values of gold to silver -- only the
where price rises in commodities were ordinarymarketplace.
events and mainly attributable to economic events.Because silver has many industrial uses, its price also
Presently silver is rising, thanks partly to worldwidefluctuates with economic events in those industries.
economic problems. Like gold, silver tends to rise inThat is, with supply and demand.
times of uncertainty.Therefore, it may be overly simplistic to conclude
However, there are practical problems associatedthat just because you see a lot of economic turmoil
with direct ownership of silver. If you own silverand the value of the US dollar going down, that
coins, they can be stolen. Same with silver bullion. Youmeans silver is a good investment.
can store coins and bullion, but then you're paying out