| How to profit safely and handsomely from the | | | | and invest systematically in the major sectors of the |
| subprime mortgage mess through smart and timely | | | | U.S. economy that currently have dramatically lower |
| investment moves. | | | | stock prices because of the subprime mess. |
| What a mess the financial geniuses of this country | | | | Here are some of the stock sectors you can |
| have created through their 'miracle loans' to struggling | | | | consider: home loan companies (only choose the |
| families who dreamed of owning their own home. | | | | strongest, yes, they will recover), Wall Street banks, |
| Through their corporate greed, many of the | | | | home builders, home supply companies such as Home |
| country's mortgage loan companies and Wall Street | | | | Depot & Lowes, and, surprisingly, department |
| banks have not only caused millions to lose their | | | | stores. Why department stores? Because their |
| homes through foreclosure, but they have harmed | | | | stocks are down by a third or more this year, since |
| the U.S. economy as well. | | | | investors believe that consumer spending will be |
| Isn't satisfying to see these mortgage companies and | | | | crimped for 6 months or more because of tighter |
| banks - villains and perpetrators all - now themselves | | | | credit and lowered home equity. |
| suffer from plummeting stock prices and even | | | | Wait, don't go buying stocks just yet. First, arm |
| bankruptcies? They are now reaping what they have | | | | yourself with the 'safe' method: diversify by sector, |
| sown. | | | | diversify by stock, and diversify by time. |
| The root problem is that millions of home buyers | | | | Diversify by sector means buy into 4-6 different |
| used 'too good to be true' home loans to buy homes | | | | sectors, such as the ones listed above. Diversify by |
| they really couldn't afford. The mortgage companies | | | | stock means don't buy individual stocks, instead buy |
| and banks offered these loans, often with deceptive | | | | 2-4 in each sector, or, better yet a mutual fund or |
| and tricky terms, to make millions off the loan fees. | | | | index fund that focuses on that sector. |
| The loans were hard for buyers to resist because | | | | Diversify by time means don't buy into these sectors |
| they had low or no interest charged for the first | | | | all at once, instead invest an even amount every |
| years. But now the loans are 'exploding' with | | | | month over the next 6-12 months. For instance, put 1 |
| dramatically higher interest rates and these home | | | | 6 of your money in now and 1/6 in each of the |
| buyers find themselves unable to make the monthly | | | | following 5 months. No one can time the market. It's |
| payments. | | | | very possible the market and these sectors will have |
| For years all was well while home prices skyrocketed | | | | some more downs in the next 6 months. But by |
| with the fuel of low interest rates and easy credit. | | | | buying in a disciplined fashion over the coming months |
| But now the party has ended. Home prices first | | | | you'll be 'dollar cost averaging' and building a strong |
| plateaued and then began falling, millions of buyers | | | | and safe investment position. |
| are defaulting, Wall Street is losing billions, and the | | | | Sold? Implementing the plan? Now is the time to be |
| nation teeters at the brink of a recession. | | | | patient. The sectors will recover at various times, but |
| How can you profit from this? Of course you want a | | | | the one thing you can be sure of is they will recover. |
| safe method. Want a sure fire method? What is it? | | | | And the best part is that stock prices are a leading |
| Hint, it's not buying distressed homes - it's likely to be | | | | indicator, meaning their stock prices will recover and |
| years before the real estate markets recovers. | | | | appreciate handsomely, before the sector actually |
| Furthermore, the only safe way to invest is through | | | | fully recovers. Everybody wants to get in on the |
| diversification, and you'd have to buy multiple homes | | | | next hot sector. But the only sure way to do it is |
| in each of 5-10 disparate housing markets across the | | | | when the sector is hurting and no one wants in and |
| country to be safely diversified. | | | | the prices are depressed. Thanks to the subprime |
| The road to safe super riches is instead to identify | | | | mess, that's your opportunity today. |