| Are you looking to take advantage of the high price | | | | to buy a small piece of the action. An exchange |
| of gold, but you don't want to actually take | | | | traded fund isn't exactly like a mutual fund, but the |
| possession of gold bullion or coins? If so a gold ETF | | | | benefit to investors is similar, and the costs are |
| (exchange traded fund) might be what you're looking | | | | lower. One advantage of an ETF over a mutual fund |
| for. Here's how it works. A trading company sets up | | | | is that they are equities, ordinary shares of stock |
| a trust that buys gold bullion. Then they carve up | | | | that trade on the exchanges. So you can login right |
| ownership of their stash into small slices that are sold | | | | now and buy shares of your favorite gold ETF if the |
| as shares of stock on a major exchange like the | | | | markets are open. Or you can unload them just as |
| NYSE. | | | | easily as selling any other share of stock. |
| When you buy a share, you're buying into ownership | | | | There are several funds available on the market to |
| in the trust. Since the ownership of the gold is carved | | | | suit the preferences of different investors. Here are |
| up into many small slices, it allows investors to get in | | | | a few things to look for when choosing a fund to |
| on a large chunk of gold for a small amount of | | | | invest in. First of all, check into how much gold bullion |
| money. | | | | the trust behind the fund owns. Some are much |
| Think of it like a mutual fund. A mutual fund is a pool | | | | larger than others. Next, see how the fund is |
| of money used to invest in a wide diversity of | | | | indexed. Precious metals trade on many markets, and |
| stocks. For example, if a mutual fund has the S | | | | different funds may be indexed to different markets. |
| & P 500 as its benchmark, it will use the pool of | | | | Pricing structures may also differ, typically they are |
| money to buy shares of stock in the S & P 500 | | | | priced at 1/10th the price for a single ounce of gold, |
| on behalf of the investors in the fund. This provides | | | | but lower prices are also available. Since different |
| small investors with an opportunity they would not | | | | funds are structured a little bit differently, returns will |
| have otherwise. For a few thousand dollars you | | | | also vary, so study the fund performance. |
| couldn't buy shares in the 500 companies of the S | | | | Another option for getting into precious metals is to |
| & P 500. But you can get in on a mutual fund | | | | invest in mining companies. There are several ETFs |
| that does so, and reap the rewards of the S & | | | | that track companies that mine gold, silver, and other |
| P 500. | | | | precious metals. The performance of these funds will |
| A gold ETF is a trust that owns millions of ounces of | | | | differ from those funds based on holding the actual |
| gold. Most of us couldn't own millions of ounces of | | | | bullion. |
| gold, but with the exchange traded fund, we're able | | | | |