2 Questions You Should Ask Yourself Before Investing in Shares

Buying shares is both exhilarating and frightening atwhich is obviously a lot less appealing from an
the same time. It is frightening because you areinvestment point of view.
putting your hard-earned money at stake, but it isThe general rule is to look for companies whose
also exciting because you know that if yourmarket capitalisation is less than 15 times net profits,
investment is a good one, it could yield substantialalthough I personally prefer to seek out companies
profits. However if you want to make consistentlywhose market capitalisation is less than 10 times net
profitable investments there are two questions youprofits, particularly at the moment when share prices
should always ask yourself.are low.
Firstly when you find a company that you may beThe second question you should ask yourself before
interested in investing in, you should pretend thatinvesting in a company is whether you would be
you're a billionaire and you're actually taking over thehappy to hold on to shares in this company for the
company yourself. This is a tip I picked up fromnext ten years or so. You have to ask yourself
Robbie Burns, who is arguably one of the mostwhether profits (and dividends) will continue to grow
successful investors in the UK.in the coming years or will the company be
It works a treat because what this does is it enablesovertaken by competitors. You ideally want to look
you to effectively value a company and thereforeat market-leading companies who are at the
decide if it's cheap enough to invest in at it's currentforefront of their industry and who have a long track
price. You can do this by first of all identifying therecord of increasing both earnings and dividends.
market capitalisation of the company and thenSo to sum up, if you want to make profitable share
looking at the net profits for the year (andpurchases, then you won't go far wrong by asking
projections for future years).yourself these two key questions before investing in
For example if the profits for the year are $50m anda particular company:
the market capitalisation is $500m then this is a solid1. If I was a billionaire and money was no object,
investment because it would take just ten years towould I be prepared to take over the company
recoup your initial investment (and even less if youbased on it's current market capitalisation?
factor in any growth in profits). However if the2. Am I prepared to hold on to shares in this
market capitalisation is currently $1000m then itcompany for the next ten years or so?
would take twenty years to recoup your investment