Property Tax Fear and Loathing

If you have read my other articles here, you mightthat you were actually expecting that your latest
have noted the psychological approach towardsproperty tax bill was going to be twice the amount it
subject matter. Therefore, as you have probablywas the previous year, because I won't believe you.
guessed from the title, this article on property tax isHeaven knows, citizens have fought, and continue to
not going to be any different. After all, the yearsfight the good fight to try and shield themselves
spent earning degrees in neurobehavioral psychologyfrom the experience, but the results have been
should not be wasted.somewhat mixed. California property owners did it
Certainly, I could have chosen to write aboutwith proposition 13, Oregon tried something similar,
property tax with a presentation of numerous facts,followed by other states, yet nothing stopped the
figures, rules and regulations, but then this isupward trajectory, it was only slowed and then only
information you can easily find for yourself. However,for a while.
if facts and figure are what you are after then youNow, on the heels of the real estate boom, some
can go to properties-tax dot com to get them. Notstates such as Florida, have actually had their
that we can guarantee that you won't find a singleproperty taxes, sans a couple of dollars, double. Of
fact somewhere in this article, but mainly what we'recourse, the real estate boon has fizzled, property
going to be discussing is angst. Specifically, that dayvalues have declined, and it seems that many
certain annual angst experienced by property ownersproperty owners were somehow expecting that
with the arrival of the property tax bill that will tellthose declining values would be reflected in their
them how much he/she must pay should they desireproperty tax bill. In other words, they were
to continue their relationship with the property. Whileexpecting a 'good surprise', which made the actual bill
it is true that some property owners miss-out on thisa much worse 'bad surprise'. Worse still, there is no
intense emotional experience, because their tax ison to argue with over it. Oh, I suppose one could
included with the mortgage payment, do not beargue it if they really wanted to. They could file a
fooled. They are no less affected, it just that theirformal complaint, demand a hearing, look for an
feelings about it are more or less staggeredattorney to mount a battle, and protest by not
throughout the year.paying their property tax bill, but that does present
In which case, what is it about that property tax billthe inherent danger that by the time such a fight
that makes the paying of it different from let's saymakes its way through the system, the property in
income tax or sales tax? Well, for starters, it is a bill,question will have been auctioned off.
and it is one of the few bills we receive that lacksHowever, so as not to end this article on a sour
for prior warning of how much is due on it. We arenote, consider that it is the property taxes you pay
forewarned if sales taxes are going up, we knowthat provide for services to you and your community
ahead of time if we are going to be paying more insuch as education, libraries, roads, hospitals and
income tax, not so with property tax. Simply, ouremergency services. Admittedly, while you may not
mind does not have time to adjust to one of thebe in full agreement with exactly how the officials
things it hates most, namely 'bad surprises'. And don'tare managing your money, hopefully, just knowing
even think that expecting the possibility of 'badthat it is going towards good use, will bring you some
news, is the same as a 'bad surprise'. While thereprieve from the fear and loathing that might be
expectation of bad news may make a persongenerated by the arrival of your next property tax
nervous it is simply not the same as the traumabill.
generated by a bad surprise. So please don't tell me