| When a good friend of mine inquired where he | | | | course, change, and sometimes change very |
| could obtain information about medical | | | | suddenly. There can be a crisis, with regard |
| insurance for his out-of-state, elderly | | | | to the health care needs of one or both aging |
| mother, I told him to try the Internet. | | | | parents. |
| | | | |
| He reported back to me about a week later, in | | | | With our baby boomers facing this problem in |
| desperation: "I am giving up, I am too | | | | ever increasing numbers, and with the |
| confused." He had taken on an overwhelming | | | | information highway in full bloom, there is a |
| project with his widowed mother, living in | | | | definite need for planning. Protecting your |
| another state. As the only child, and | | | | parent's assets and health is a huge and |
| following the sudden death of his father, it | | | | daunting undertaking, which requires a |
| was his responsibility to care for his | | | | tremendous amount of education and practical |
| mother. | | | | application. Our seniors face many diverse |
| | | | responsibilities upon reaching age 65. To |
| In this world of technology, the family unit | | | | name just a few: Estate planning, taxation, |
| is often living in different geographical | | | | Medicare, social security, wills, insurance, |
| areas and the family members are usually | | | | and various other legal and financial |
| quite involved with their own lives, careers, | | | | matters. All of these different areas require |
| and families. In addition, when both parents | | | | expertise from accountants, lawyers, estate |
| are alive, often one or both parents are | | | | planners, insurance agents, home brokers, |
| quite independent and do not require a lot of | | | | financial advisors, and others. |
| assistance. As time goes on things, of | | | | |