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Real Estate Records In The Computer Age

It wasn't long ago that the records of realinform all parties to the transaction that
property title could be found in a collectionthe  sale  has  "closed".
of huge, thousand page books residing in the
office of the county recorder. Now thoseThose documents are now a matter of public
same records are all electronically stored inrecord. When a document is recorded it gives
a  computer  database."constructive" notice to the world that a
certain act has occurred. Any one with a
Before computers recording a change of titleclaim or interest in the indicated real
meant tedious paper handling by both titleproperty will now be bound by the action
insurance companies and county recorderrepresented by the recorded document. It can
employees. Not  any  more.only  be  challenged  by  legal  action.
With the advance in technology, more and moreThe public can easily access the records in
companies are recording documentsthe database by the computer terminals
electronically. It  works  like  this:located in the offices of the county
recorder. In many counties those records are
1. The recording department of the titlenow available to everyone through the
company electronically scans the documentsinternet. In those counties you can view the
that must be recorded. 2. Then the documentsrecords from your office or home computer.
are sent electronically to the countyFor a fee the recorder will print a copy of
recorder's office... either by way of aany  recorded  document.
private line or the Internet. 3. The county
recorder receives a notification that theIn a real estate transaction the deed is
title company has sent documentsrecorded, but it is rare that any of the
electronically. 4. A county recorder clerkother documents related to the transaction
opens the electronic file, reviews thewill  be  placed  in  the  public  record.
documents to be sure they are in the proper
form. When the submission for recording isComputers have truly opened public records to
approved an email is sent to the titlethe public. At least to those members of the
company with the instrument number, escrowpublic who will apply the few minutes needed
number, date and time of recording. 5. Afterto learn how easy it is to review the
receiving that email the title company canrecords.



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