Property in Greece - Guide to Buying Property in Greece

Perhaps it was the attention drawn to Greece whenThe country of Greece is dotted with some of the
the Olympic Games were held there in 2004. Perhapsmost extraordinary resort, vacation and holiday
it was the entry of Greece into the European Union.destinations to be found anywhere in the world.
No matter what the primary reason, Greece hasTourists from around the globe can be found flocking
begun to attract an ever growing number of foreignto Greece each and every year.
nationals who are investing in real estate in thatAn ever growing number of foreign nationals have
country since the turn of the century. Indeed, toturned to purchasing vacation or holiday properties in
utilize an overused term -- when it comes to realdifferent locations around Greece for two primary
estate, Greece is hot.reasons. First of all, and as was noted, Greece is a
The greatest deal of real estate activity in Greecevery popular travel and tourist destination. Thus,
involves property that is used for vacation or holidaymany of these people are making the purchase of
purposes. In point of fact, some of the fastestthis type of real estate for their own, personal
moving real estate markets in all of Europe are thosepurposes. Through the ownership of this type of real
that are located in Grecian resort communities.estate, people -- including extended families -- can
Literally thousands of people from a wide range ofenjoy extended holidays in Greece.
different countries can be found snatching up realIn addition to purchasing vacation properties for their
estate in one or another of the various Grecianown usage, some farsighted individuals are purchasing
resort areas.this type of real estate so that they can then, in
Foreign nationals have also invested heavily inturn, rent or lease these properties to other
commercial properties in Greece, particularly in theindividuals. Because of the large number of people
larger cities in the country. This includes investment inwho travel to Greece each and every year, this type
properties that house retail operations andof real estate investment is proving to be very
enterprises as well as office buildings. The demandprofitable for a significant number of foreign nationals.
for office space within Greece -- again, particularly inSpecific steps to buying real estate property in
the major cities -- has increased dramatically sinceGreece
Greece became a part of the European Union.On many levels, buying real estate in Greece --
Investment Property in Greeceparticularly if you are a foreign national -- can be a
Again, in the aftermath of the Olympic Games, manyrather complicated and sometimes confusing process.
real estate analysts maintain that the country --However, by understanding the process up front, and
particularly in and around Athens -- has beenby understanding the various requirements and
overbuilt, at least to some degree. This is a naturalregulations that apply to foreign nationals seeking to
result in the aftermath of the Olympic Games andbuy real estate in Greece, a foreign citizen can
other large scale events such as the World's Fair.successfully acquire property in Greece.
In any event, this renders Greece an ideal locale forAs a general rule, a foreign national actually can
investment in real estate of all sorts -- industrial,purchase real estate in most parts of Greece.
commercial, residential, holiday property. This factor,However, a foreign national who is not from a
coupled with Greece's admission into the EU, rendersEuropean Union nation must obtain the prior approval
it a prime spot for realty investment. A significantfrom the local prefecture in certain areas in Greece:
number of foreign nationals have been attracted tosome regions of northern Greece, Rhodes and Crete.
the profitable Grecian real estate market at theMany real estate agents aid foreign nationals in
present time.obtaining the necessary permission in these areas.
Residential Real Estate in Greece - Single FamilyObtaining this permission from a local prefecture
Propertiesgenerally does not take a great deal of time and
Low cost single family dwellings are rather difficult tousually is granted without significant fuss.
find in the Athens metro-plex. If a person isBefore anyone -- a citizen of Greece, the EU or
interested in residential housing in that part of theanother foreign national -- can purchase real estate in
country, the best bet at this point in time isGreece, that person must first obtain a tax role
apartments (which will be discussed in more detailnumber, known in Greece as AFM. This number is
shortly).easy to get and can be obtained at any tax office in
Understanding the functionality of the Athensthe country. The tax number can be obtained from
residential market, there are a number of differentthese offices on the sport. Citizens of Greece or
areas beyond Athens in which single family residencesanother EU nation need only show their government
can be purchased for a reasonable amount of money.issued ID card. Citizens of other countries must show
In addition, in different resort areas around thea passport to obtain the AFM.
country there are some splendid (and pricy) villas andGrecian authorities are very concerned about where
other properties that are attractive to well heeleda foreign national is obtaining money to purchase real
foreign nationals who want second homes andestate in Greece. As a consequence, a person from
holiday properties. With little difficulty on the hunt, aanother country interested in buying property in
person with a bankroll to spend, can locate andGreece will need to obtain what is known as a "pink
purchase these types of homes.slip" for wire transfers of money from abroad. The
Finally, there are farmsteads in different parts ofpurchaser has to be able to demonstrate where the
Greece that are on the market. Some foreignmoney is coming from and if he or she cannot,
nationals have taken to purchasing these types ofGrecian governmental authorities will consider any
properties which they then renovate and turn intomoney wired into the country as income and will tax
magnificent second or holiday homes. Oftentimes,it accordingly.
these properties can be purchased on the cheap andIn addition, money to purchase real estate in Greece
improved with only a moderate investment andmust come directly from a Grecian bank and bank
expenditure. There are some foreign nationals whoaccount. Therefore, before a person can actually
have taken to buying and then improving thesemake a purchase of real property in Greece, he or
properties after which they put them on the marketshe will need to open a bank account. Provided that a
and turn a tidy profit.person has proper documentation, and provided that
Residential Real Estate in Greece - Apartmentsa person has the pink slip to demonstrate the origin
With the return of the Olympic Games to Greece,of the money involved, it is not difficult to open a
there was a boom in the number of apartments thatbank account in Greece.
were being constructed in that country, particularly inA public notary -- who is an independent official --
and around Athens -- the site of the games. Onceoversees the real estate purchase process. Once an
the games concluded, there was a general consensusoffer is made on the property, a preliminary contract
that developers had overbuilt apartments in Greece,is drafted. A deposit of up to about 10% is placed on
again particularly in and around the capital city.the property at the time this agreement is executed.
With this said and understood the apartment market(The deposit is not refundable unless the seller
in Greece (most especially in and around Athens)somehow disrupts or ends the sales process or
truly has become one that favours buyers at thisunless clear title to the real estate cannot be had in
point in time. Consequently, many foreign investorsthe time allotted under the preliminary contract.)
have been active in purchasing apartment propertiesAfter the buyer obtains his or her financing, and the
in Greece. Many such foreign property buyers haveseller satisfies his or her own obligations under the
realized outstanding deals in the apartment market inpreliminary agreement, a final contract is signed
Athens and in surrounding communities at the presentbetween the parties.
time.With the execution of the final contract, the
Holiday Property in Greeceownership of the property will be conveyed legally to
As has been mentioned previously, the vacation orthe buyer. The final contract is signed before the
holiday real estate market in Greece is "hot." Indeed,public notary. In addition, according to Greek law, the
the demand for vacation real estate has continued toreal estate agent or agents who have been involved
increase each and every year since the turn of thein effecting the sale must be present for the signing
century.of the final contract.