Top Ten Pittsburgh Real Estate Buyer Tips

Top Ten Things Out of Town Buyers Should Knowthe City of Pittsburgh, your wage tax will be 3%.
Before Buying Pittsburgh Real EstateAlmost all of the neighboring areas outside of the
1. Pittsburgher�s �Drive on theactual city limits will charge a 1% wage tax.
Parkway and Park in the Driveway�.6. Real estate transactions in the City of Pittsburgh
Confusing as that may be, the major highways inwill incur a transfer tax of 4% of the sales price
Pittsburgh are referred to as Parkways. If you are(usually shared with the buyer and seller each paying
not used to driving in western Pennsylvania, you find2%). While it does vary by municipality, the majority
that the local geography creates a very complexof areas surrounding the city limits will charge a total
road system that is very difficult for newcomers toof 2% (again usually shared with the buyer and seller
navigate. Most Pittsburgh residents make referenceeach paying 1% each).
to the amount of time it takes to get from place to7. Property tax in Allegheny County (including the City
place instead of the number or miles.of Pittsburgh) is likely to cost you more than in the
2. If you have to commute to downtown Pittsburghneighboring counties. Although initial property tax
by car from the suburbs, you can count on thesecosts may not be all that different if you compare
approximate times on the average weekday to getnew construction homes of similar price points, you
there: 30 to 40 minutes from most immediatewill see substantial differences when comparing older
Eastern suburbs (such as Penn Hills), 15 to 20 minuteshomes of similar value. This is because Allegheny
from neighboring Northern suburbs (such asCounty reassesses properties periodically as well as
Wexford), and 20 to 30 minutes from neighboringeach time a property is transferred. The neighboring
Western suburbs (such as Robinson Township). Publiccounties historically have not reassessed unless a
Transportation is available by bus and by rail (thebuilding permit is issued for remodeling, additions, new
�T�).structures etc.
3. Downtown Pittsburgh offers a host of attractions8. The residential resale single family home market in
for true city dwellers in terms of entertainment,Pittsburgh is extremely oriented toward the traditional
nightlife, sports and shopping. There has been atwo story colonial style 4 bedroom home. New
resurgence of downtown living spaces in the form ofcomers to the Burgh can find it discouraging to find
revamped warehouse spaces being transformed intotheir dream home if that is of contemporary design
contemporary lofts. Areas close to downtown are(for example). While there certainly is a diversity of
offering metro living in the form of high end condoshome styles available, it may take longer to find the
in areas like the Southside, North Shore and theperfect home for you if colonial style is not your
Waterfront. All of these areas offer their own flavorfavorite!
of Pittsburgh city living at its best.9. The Pittsburgh area (and Pennsylvania in general) is
4. Home shoppers in the Pittsburgh area need to bevery fortunate compared with many other parts of
aware of any impending highway projects that couldthe country to be normally spared from many forms
have an effect on their property in the future. Forof natural disaster. However, there certainly are flood
example, the proposed Southern Beltway projectzones for which flood insurance is available if you do
through Pittsburgh�s southern communitiesso desire to live there. Also, new comers should be
could affect areas of North Strabane, Nottinghamaware that western Pennsylvania is rich in coal and
and Union Township. The Pennsylvania Turnpikemany areas have already been undermined. It is
Commission provides links to web pages on their sitealways wise to find out if your property is built
that give the most current information on the variousabove a mine by calling the Bureau of Mines. Mine
projects.subsidence insurance is available and some insurance
5. There are local wage taxes in the area that arecompanies will further insure if additional coverage is
based on where you live. If you prefer to live right inneeded to cover the full replacement value.